Government Shutdown Assistance

We understand that the Government Shutdown will affect some of our members, and we are committed to helping you through this tough time.

Will you miss a paycheck?

Chocolate Bayou members who miss a paycheck(s) due to the Government Shutdown will qualify for a 0% interest personal loan in the amount of the missed paycheck(s) to help them through the shutdown.

Loan Assistance:

We will offer no fee Skip-a-Pays for Auto Loans, Personal Loans, and Lines of Credit for Chocolate Bayou members who will miss a paycheck(s) due to the Government Shutdown. (This offer excludes Credit Cards and Mortgages.)

The following requirements will need to be met to qualify for the special loan offer and/or Skip-a-Pay:

  • Prior payroll deposits to your Chocolate Bayou Account.
  • At least three months of history with a Chocolate Bayou Account.
  • Proof of government employment, affected by the shutdown.
  • Loan must be paid in full when member receives backpay from missed paychecks.

To apply for our special loan offer, visit or in person at one of our locations. To apply for the Skip-a-Pay, please apply in person.

Call us at (281) 331-2253 or email if you have any questions on our Government Shutdown Assistance. Thank you for being a part of the Chocolate Bayou Family. We hope to be able to help you if you will be affected by the shutdown.



Not an offer to lend. 0% loan will only be offered to members who meet qualifications; for our regular loan terms and interest rates, visit All rates are subject to change and credit approval.