Questions? We can help

(281) 331-2253

M-F 9:00 a.m. to 6:00 p.m.

Ready for a Remodel?

Spruce up your home this Spring with a Chocolate Bayou Home Equity Loan! Our Home Equity Loans can be used for nearly anything, from a newly remodeled kitchen to debt consolidation, so apply online or schedule an appointment today to make your dreams a reality!

To schedule a consultation contact:
Rachael Johnston
(281) 331-7385
NMLS# 1641838
FCU NMLS# 420273

  • Apply Online

  • Please see below for information on our Home Equity Loans!

    What is a Home Equity Loan?
    A Home Equity Loan allows you to borrow against the value of your home, and puts your property to work for you!

    How much can I borrow?
    You can borrow up to 80% of the value of your property, minus any present liens.

    What is the minimum loan amount?
    $10,000 is the minimum amount for a Home Equity Loan, so if you are looking to borrow less than that, we suggest applying for a personal/signature loan.

    Are there any application or payment fees?
    Chocolate Bayou Home Equity Loans do not have application or pre-payment penalties.

    Lost or stolen card?
    Debit: call 1-800-472-3272 | Credit: call 1-888-502-9702