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We know how to make wishes come true at Chocolate Bayou! Our home equity loans can be used to grant nearly any wish, from a newly remodeled kitchen to debt consolidation, so apply or schedule an appointment today to make your dreams a reality!
Please see below for information on our Home Equity Loans!
What is a Home Equity Loan?
A Home Equity Loan allows you to borrow against the value of your home, and puts your property to work for you!
How much can I borrow?
You can borrow up to 80% of the value of your property, minus any present liens.
What is the minimum loan amount?
$10,000 is the minimum amount for a Home Equity Loan, so if you are looking to borrow less than that, we suggest applying for a personal/signature loan.
Are there any application or payment fees?
Chocolate Bayou Home Equity Loans do not have application or pre-payment penalties.
Equal Housing Lender. Subject to credit approval. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Rates vary and depend upon credit scores and repayment terms. All loans are subject to underwriting guidelines and approval. Not all applicants will qualify for all loan products offered. All loan programs are subject to change without notice. Not an offer to lend. FCU NMLS# 420273
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