Chocolate Bayou Loans

Chocolate Bayou loans help you turn large purchases into manageable monthly payments. We make loans for just about anything! With low rates, flexible terms, and personalized service, we’re here to help you.

Applying is Easy!

Complete the online loan application or meet with a friendly MSR at one of our Chocolate Bayou Branches.

Click here to apply for a real estate loan.

Auto & Motorcycle Loans

Whether you’re buying a new or used car, truck, SUV, or motorcycle, we’ve got your loan.

  • Up to 100% financing plus tax, title, and license
  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process
  • On-the-spot financing at many local dealers
  • Loan protection options

Home Equity Loans

What is the smartest way to finance your home remodel, new pool, or other large purchase over $10,000? A Chocolate Bayou Home Equity Loan, of course! Put your home’s equity to work for you.

  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process

lending-rachel-johnston-loan-processor

Schedule a consultation with resident Real Estate expert, Rachael Johnston
(281) 331-2253 x 1127
Rachael.Johnston@ChocolateBayou.org
NMLS# 1641838
FCU NMLS# 420273

 

Home Purchases & Refinances

Whether you’re looking to buy your first home, refinance your current home, or purchase a rental or investment property, a Chocolate Bayou Mortgage Loan can help you get there.

  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process

lending-rachel-johnston-loan-processorSchedule a consultation with resident Real Estate expert, Rachael Johnston
(281) 331-2253 x 1127
Rachael.Johnston@ChocolateBayou.org
NMLS# 1641838
FCU NMLS# 420273

 

Boats & Water Sports

If there is one thing Chocolate Bayou members love most, its being on the water! If “goin’ fishin’” is your way of life, we can help you get there.

  • Up to 100% financing plus tax, title, and license for Boat/Motor/Trailer packages
  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process
  • Loan protection options

Recreational Vehicles

We finance fun! Get your RV, ATV, or Motor Home financed through Chocolate Bayou Credit Union.

  • Up to 100% financing plus tax, title, and license
  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process
  • Loan protection options

Personal Loans

Sticker shock from your child’s orthodontist bill? Need some new furniture? Consolidating credit card debt? Before you wipe out your savings, consider taking out a low-rate personal loan from Chocolate Bayou.

  • Borrow up to $10,000
  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process
  • Loan protection options

Credit Cards

Big credit card companies like to brag about their complicated rewards programs to hide their high interest rates. At Chocolate Bayou, we keep our credit cards simple – no tricks, just low rates.

  • Limits up to $10,000
  • Rates from 9.18%APR
  • No application fees
  • Quick and easy application process

Click here for credit card agreement