Truth In Savings

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Terms of Use

As financial services professionals entrusted with sensitive financial information, we are committed to maintaining member confidence and trust. The information contained in this website is provided to you and is subject to the following terms and conditions.

Information Accuracy

All information on our site is either generated by Chocolate Bayou Credit Union or from a source that we believe to provide accurate information. We strive to keep the information on the site current and are frequently updating pages as changes occur. The site and all of its contents are provided “AS IS”.


Chocolate Bayou Credit Union does not make any representations or warranties, neither expressed or implied, in regards to any of the non-Chocolate Bayou Credit Union products or services appearing on or linked to this web site. The information and suggested resources appearing on or linked to this site are for informational purposes and made available to you as money-saving benefits. Your decision to purchase any of the products or services should be made only after careful consideration. Their appearance on this site shall not be construed as an endorsement of any kind by Chocolate Bayou Credit Union.

License Grant & Use Restrictions

Our site is intended to provide members with easy access to information regarding Chocolate Bayou Credit Union. You may not copy, modify, publicly distribute or display, perform, publish, license or sell anything obtained from within this site without consent from Chocolate Bayou Credit Union.


Fee Schedule

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How We Are Working To Keep You Secure

Proactive Measures

Chocolate Bayou Credit Union employs full-time security staff dedicated to continually monitoring networks for suspicious activity. We have a wide range of security measures, including:

  • Network intrusion monitoring and proactive elimination
  • Multilayer continuous antivirus and malware scanning
  • Quarterly data security assessments by certified third party professionals
  • Data encryption

Staff Efforts to Keep Your Information Secure

  • All Chocolate Bayou employees are required to attend mandatory security training and follow industry best practices as outlined in our Information Security Policy.
  • We have developed an Incident Response Plan based on industry best practices to provide clear directions for handling network security incidents.

We are fully prepared to handle all aspects of sensitive data protection, from classification of critical assets to detailed steps regarding malicious software containment.

Our Commitment to Secure Communication

Chocolate Bayou will not solicit through any means including phone calls, letters, emails or text messages asking for personal information such as your member account number, password, or personal identification number (PIN).

Giving your PIN to anyone constitutes an authorized use. Report any suspicious messages to Chocolate Bayou immediately.

Report Suspicious Activity

If you suspect any fraudulent or suspicious activity, call us immediately at metro (281) 331-2253.