At Chocolate Bayou Credit Union, our checking accounts are designed to fit your lifestyle. Whether you're looking for a checking account with no monthly service fee, tools to manage your finances, or a fresh start, we have the right interest-bearing checking account for you. Explore our premium checking, student checking, and clean slate checking account options. Plus, enjoy the convenience and control that comes with our secure tap-to-pay debit cards. With no hidden fees, excellent member support, and innovative features like cash-back on debit card purchases, we make online banking easy and stress-free.
Our Checking Accounts make it easy for you to keep track of your money and pay your bills – plus they’re loaded with great features and benefits! Contact our credit union in Alvin or Pearland, TX today to become a member or open a checking account to get started!
Premium Checking
If you’re searching for a checking account with perks, look no further. Chocolate Bayou Credit Union’s premium checking account is loaded with great features:
- No monthly service charge
- Mastercard® Debit Card with tap – instant issue in branch
- Apple Pay® and Google Pay™
- Unlimited check writing
- Earn unlimited cash back with CardCash™
- Debit card control in our Chocolate Bayou Mobile app
- Shared Branching access
- Earn dividends on monthly balances of $50+
- No minimum balance fees or requirements
- Convenient money management tools
- Monthly statements¹
¹eStatements are available at no additional cost! Mailed statements available for $3/month.
Student Checking
This checking account is far from basic – it’s a premium checking account for high school and college students. We’re making learning how to manage money easy:
- No monthly service charge
- Mastercard® Debit Card with tap – instant issue in branch
- Apple Pay® and Google Pay™
- Earn unlimited cash back with CardCash™
- Debit card control in our Chocolate Bayou Mobile app
- Shared Branching access
- Earn dividends on monthly balances of $50+
- No minimum balance fees or requirements
- Convenient money management tools
- Monthly statements¹
¹eStatements are available at no additional cost! Mailed statements available for $3/month.
Documents needed to open an account
Student Checking is determined by age. If you open an account online, the restrictions will default per Student Checking.
Clean Slate Checking
If your credit isn’t in the best shape, our Clean Slate Checking account will help get you back on track:
- No monthly service charge
- Mastercard® Debit Card with tap – instant issue in branch
- Apple Pay® and Google Pay™
- Unlimited check writing
- Earn unlimited cash back with CardCash™
- Debit card control in our Chocolate Bayou Mobile app
- No minimum balance fees or requirements
- Convenient money management tools
- Monthly statements¹
¹eStatements are available at no additional cost! Mailed statements available for $3/month.
Debit Cards
You can visit any one of our offices and walk out with your new debit card or call us at (281) 331-2253 to order one.
- Learn how you can control your card with our CardValet app!
- Don’t forget to sign up for CardCash – you can earn up to 1% cash back.