Electronic Services


Access your monthly statements when you need them! eStatements are more secure, environmentally friendly, and they help Chocolate Bayou keep service fees low. You can view up to one year’s worth of statements online. Best of all: eStatements can save you up to $3/month, so sign up today.

Home Banking

Need to check your balance, make a transfer, or view the last check that cleared? Home Banking makes it easy!

Mobile App1

Make a deposit, check your balance, or send money to a friend- Our mobile app makes life easier on the go! Visit your Apple App Store or Google Play Store, and search for “Chocolate Bayou.”

App Store Button   

Bill Pay1

Whether you want to make a payment to your electricity company or send money to your lawn service, Bill Pay can do it. Simplify your bill payment process by paying your bills all in one place or even setting them up to pay automatically. Call to add Bill Pay to Home Banking today!

Loan Applications

Skip the wait time and apply for a loan from the comfort of your own home! After you apply, a representative will contact you with more information.

Loan Payments

If you need to make a payment from your Chocolate Bayou account, it’s as simple as making a transfer in Home Banking (login above). However, if you need to make your payment from another financial institution, see your options below.

Loan Payment Center

Our Loan Payment Center is a self-service tool you can use to quickly and securely make Chocolate Bayou loan payments using funds from another financial institution, or using an alternative credit card or debit card. Please note, there is a $5 fee for this service.

Payment by Phone

If you are approaching your due date and about to incur a late fee ($25), our friendly call center can assist you with a quick and easy loan payment by phone. There is a $6 fee for this service.

Please call: 281-331-2253

Automatic Loan Payment

To avoid a fee of making a one-time payment, set up a recurring, automatic payment by completing the form below. You can email to ContactUs@ChocolateBayou.org or fax to (281) 674-8175.

1: Not all members will qualify for this service.