Membership Eligibility: Chocolate Bayou Credit Union is for anyone who lives, works, or worships in Brazoria County, Texas, or for anyone who has an eligible family member. Once you’re a member, you’re always a member! Benefits of Membership: Membership has its perks! Nation-wide account access with shared-branching Free money management tools Free debit cards reward program Low-cost loans and credit cards Loan protection options Local auto finder service A broad range of saving and checking options Accounts for children and teens Investment Services from SWBC Member-only discounts How To Join: Becoming a Chocolate Bayou Credit Union member is easy. All you need to do to get started is bring in the required documents and open a basic savings account ($5 minimum opening deposit). Join Chocolate Bayou Credit Union today!