Menu

Savings Accounts

Save for Christmas, a vacation, retirement, or even a rainy day! We have lots of options to help you reach your goals, whatever they may be. See a Chocolate Bayou Credit Union Member Service Representative to start your account today!

Basic Savings

A secure place to stash your money. Members may have up to 2 primary basic Savings Accounts.

View Rates

How to Open
Stop by any Chocolate Bayou branch with:

  • $5 opening deposit for membership savings account(+ more if desired)
  • Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.)

2nd Savings

The safest place to stash your emergency savings!

View Rates

How to Open
Stop by any Chocolate Bayou branch with:

    • Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.)

Kids' Savings Club

A fun way for kids to learn about money! Chocolate Bayou’s Mudbug Kids’ Savings Club was created for children age 0 – 12.

View Rates

How to Open
Open a Mudbug Savings Account for a special child in your life! Stop by any Chocolate Bayou branch with:

  • $5 opening deposit for membership savings account(+ more if desired)
  • Child’s birth certificate and social security card
  • Parent , legal guardian, or other family member’s valid government issued photo ID and a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Parent, legal guardian, or other family member must be 18 or older. Current members need only furnish valid government issued, photo I.D.)

Christmas Club Savings

A smart way to save for the holidays. Members may have 1 primary Christmas Club Savings Account.

  • No monthly maintenance fee
  • Federally insured up to $250,000 by the NCUA
  • Free money management tools
  • Limited access to encourage saving
  • Open withdrawal period each year (November 15 through January 15)
  • Low fee assessed if emergency access to funds is needed ($5)

View Rates

How to Open
Stop by any Chocolate Bayou branch with:

  • $5 opening deposit for membership savings account(+ more if desired)
  • Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.) 

Vacation Savings

Save up to take a dream vacation! Members may have 1 primary Vacation Savings Account.

View Rates

How to Open
Stop by any Chocolate Bayou branch with:

  • $5 opening deposit for membership savings account(+ more if desired)
  • Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.)

Term Share Certificate

Grow your money with a Chocolate Bayou Term Share Certificate.

  • No monthly maintenance fee
  • Federally insured up to $250,000 by the NCUA
  • Free money management tools
  • Low minimum balance of just $1,000
  • Terms from 3 months to 5 years

View Rates

How to Open
Stop by any Chocolate Bayou branch with:

  • $1,000 or more
  • Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.) 

Individual Retirement Account (IRA)

It’s never too early to start saving for retirement!

  • No monthly maintenance fee
  • Federally insured up to $250,000 by the NCUA
  • Free money management tools
  • Low minimum deposit of just $5
  • IRA certificates available for terms from 3 months to 5 years

View Rates

How to Open
Stop by any Chocolate Bayou branch with:

  • $5 opening deposit (+ more if desired)
  • Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.)

Need a loan? We can help.

Apply Now