Loans

Auto & Refinances

Whether you’re buying a new or used car, truck, SUV, or motorcycle, we’ve got your loan.

  • Up to 100% financing plus tax, title, and license
  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process
  • On-the-spot financing at many local dealers
  • Loan protection options

Motorcycle

Whether you’re buying a new or used car, truck, SUV, or motorcycle, we’ve got your loan.

  • Up to 100% financing plus tax, title, and license
  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process
  • On-the-spot financing at many local dealers
  • Loan protection options

Mortgage

Are you ready to settle down and purchase a home you and your family can grow in to? Chocolate Bayou has the perfect 30-Year Mortgage Loan for you and your family!

  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process

Schedule a consultation with resident Real Estate expert, Sarah Guel
(281) 331-7385
[email protected]
NMLS# 1807697
FCU NMLS# 420273

Home Equity

What is the smartest way to finance your home remodel, new pool, or other large purchase over $10,000? A Chocolate Bayou Home Equity Loan, of course! Put your home’s equity to work for you.

  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process

Schedule a consultation with resident Real Estate expert, Sarah Guel
(281) 331-7385
[email protected]
NMLS# 1807697
FCU NMLS# 420273

Home Purchases & Refinances

Whether you’re looking to buy your first home, refinance your current home, or purchase a rental or investment property, a Chocolate Bayou Mortgage Loan can help you get there.

  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process

Schedule a consultation with resident Real Estate expert, Sarah Guel
(281) 331-7385
[email protected]
NMLS# 1807697
FCU NMLS# 420273

Land Loans

If you are looking to build your dream home or just invest in property, then we can help!

  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process

Schedule a consultation with resident Real Estate expert, Sarah Guel
(281) 331-7385
[email protected]
NMLS# 1807697
FCU NMLS# 420273

Boats & Water Sports

If there is one thing Chocolate Bayou members love most, it’s being on the water! If “goin’ fishin’” is your way of life, we can help you get there.

  • Up to 100% financing plus tax, title, and license for Boat/Motor/Trailer packages
  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process
  • Loan protection options

Recreational Vehicles

We finance fun! Get your RV, ATV, or Motor Home financed through Chocolate Bayou Credit Union.

  • Up to 100% financing plus tax, title, and license
  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process
  • Loan protection options

Personal Loans

Sticker shock from your child’s orthodontist bill? Need some new furniture? Consolidating credit card debt? Before you wipe out your savings, consider taking out a low-rate personal loan from Chocolate Bayou.

  • Borrow up to $10,000
  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process
  • Loan protection options

Credit Cards

Big credit card companies like to brag about their complicated rewards programs to hide their high interest rates. At Chocolate Bayou, we keep our credit cards simple – no tricks, just low rates.

  • Limits up to $10,000
  • Rates from 9.18%APR
  • No application fees
  • Quick and easy application process
  • Pay and review statements through Online Banking

Click here for credit card agreement