Loan Rates Low-cost, Local Financing Chocolate Bayou makes financing large purchases easy and affordable! Whether you’re buying your next car, remodeling your home, or even getting braces for your child… a loan from Chocolate Bayou can help. Auto Loans Secured Loans Unsecured Loans Real Estate Loans Auto Loans Up to 60 MonthsAPR1 as low as Up to 72 MonthsAPR1 as low as 3.42% 3.67% Secured Loans Used for Boats, Motorcycles, RVs, ATVs, Motor Homes, Machinery, and Farm Equipment. Up to 60 MonthsAPR1 as low as Up to 72 MonthsAPR1 as low as Up to 84 MonthsAPR1 as low as Up to 96 MonthsAPR1 as low as 5.17% 6.42% 7.42% 8.42% Higher terms available for some products. Not all terms shown are available for all products. Unsecured Loans Used for nearly anything! Popular uses include debt consolidation, medical expenses, education, furniture, and more. Personal Loans Terms up to 60 months APR1 as low as9.93% Credit Cards Limits up to $10,000 APR1 as low as9.18% Real Estate Loans Visit our Real Estate Center for more information about our real estate loan options. Call (281) 331-2253 for current rates. Rates are subject to change without notice. Not all members will qualify for all products offered. Not an offer to lend. NMLS# 941501. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Rates effective January 2020. Disclosures: APR = Annual Percentage Rate. Rates and terms vary and are based on credit score and collateral.