Electronic Services

Online Banking

Need to check your balance, make a transfer, or view the last check that cleared? Home Banking makes it easy!

Mobile App1

Make a deposit, check your balance, or send money to a friend- Our mobile app makes life easier on the go! Visit your Apple App Store or Google Play Store, and search for “Chocolate Bayou.”


Mobile App Brochure

1: Not all members will qualify for this service.


Access your monthly statements when you need them! eStatements are more secure, environmentally friendly, and they help Chocolate Bayou keep service fees low. You can view up to one year’s worth of statements online. Best of all: eStatements can save you up to $3/month, so sign up today.


We have partnered with Zelle to bring you a fast, safe and easy way to send and receive money with friends, family and other people you trust. 1

Zelle is available right from Online and Mobile Banking so you don’t need to download anything new to start sending and receiving money!

Learn more

1: Must have a bank account in the U.S. to use Zelle.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Loan Payment Center

Loan Payment Center

Our Loan Payment Center is a self-service tool you can use to quickly and securely make Chocolate Bayou loan payments using funds from another financial institution, or using an alternative credit card or debit card. Please note, there is a $5 fee for this service.


Stop Fraud in its Tracks!

Chocolate Bayou’s card management app, CardValet, allows you to connect your cards straight to your phone. Get notified every time your card is used! You will have the ability to lock your card, if you get notified for something you did not do. Begin protecting yourself from fraud today!

CardValet is available for download in your Apple or Google Play store.

Download for Apple

Download for Android

Below are a few great features of CardValet!

Fraud Protection

  • Real-time alerts to let you know when your card is used
  • Ability to set your card to only work in specific geographic areas
  • “Lock” your card, so no purchases can be made

Control Spending

  • Set up spending limits or use thresholds for certain merchants like gas, groceries, etc.
  • Check your balance and monitor your recent card transactions.