The New Year is Here

Now is the time to get to work on those resolutions! Refinance your auto loan or buy a new or used auto and get a rate as low as 3.67%APR, plus 90 days of no payments! A lower APR means a lower payment or paying off your loan sooner. If you don’t know your current interest rate on your vehicle, call your loan provider and ask. We’d love to see how we can help you reset your rate and your savings after the holidays. Stop in or apply online today to get started. This offer is only available until January 31st, so don’t delay!

Our auto loans come with:

  • Up to 100% financing plus tax, title, and license
  • No application fees
  • No prepayment penalties
  • Low, fixed rates and flexible terms
  • Quick and easy application process
  • Loan protection options

Visit us at our Alvin or Pearland branches or apply online today!

Apply Now

This offer is to refinance an auto loan from another lender or finance a new or used auto. Current Chocolate Bayou auto loans do not qualify for 90 days no payments or promotional interest rate. New money loans only. Chocolate Bayou Credit Union members must live, work, or worship in Brazoria County at account opening. All loan programs are subject to change without notice. Loans subject to credit qualifications and approval. Interest will continue to accrue on the outstanding balance of the loan during the deferment period, and interest accrued during the no payment period must not exceed the first payment. Other restrictions apply. We do business in accordance with the Equal Credit Opportunity Act. APR=Annual Percentage Rate. Example: A monthly payment for an auto loan of $20,000 for 60 months at 3.67% APR would be approximately $366. Your deposits are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government agency. This offer ends January 31, 2026.