Refinance your auto and take it easy this summer.

We are offering auto loan rates as low as 3.67%APR plus 90 days of no payments for the months of May and June. Check with your current loan provider for your interest rate, and let us see if we can beat it. We would love to help you save money and take it easy this summer!

If you have your eye on a new vehicle, you qualify for this deal too! Simply finance through us and enjoy a rate that can’t be beat!

Visit us at any of our branches or apply online today!

Apply Now

 

 

Why you’ll love financing your Auto Loan with Chocolate Bayou:

  • An awesome, low rate
  • Up to 100% financing plus tax, title, and license
  • No application fees
  • Quick and easy application process
  • Wholesale GAP, Extended Warranty, Credit Life/Disability loan protection options

This offer is to refinance an auto loan from another lender or finance a new or used auto. Current Chocolate Bayou auto loans do not qualify for 90 days no payments or promotional interest rate. New money loans only. Chocolate Bayou Credit Union members must live, work, or worship in Brazoria County at account opening. All loan programs are subject to change without notice. Loans subject to credit qualifications and approval. Rates vary and depend upon credit scores and length of loan. Interest will continue to accrue on the outstanding balance of the loan during the deferment period, and interest accrued during the no payment period must not exceed the first payment. Other restrictions apply. We do business in accordance with the Equal Credit Opportunity Act. APR=Annual Percentage Rate. Example: A monthly payment for an auto loan of $20,000 for 60 months at 3.67% APR would be approximately $366. Your deposits are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government agency. Not an offer to lend. Promotional offer ends June 30, 2026.